First Time Buyers Guide

First Time Buyers Guide: A blog about being a first time buyer and what to expect.

Buying a home for the first time is an exciting milestone. It’s also one of the largest purchases you’ll ever make. As you navigate this important step in your life, it’s natural to have questions along the way. We’ve put together answers to some of the most common ones we hear from our customers. If you don’t see your question or concern on this list, we’re here to listen and help in any way we can.

What is the difference between pre-qualification and pre-approval?

First Time Buyers Guide

A blog about being a first time buyer and what to expect.

15th May 2018 by First Time Buyer

The first step into the property market can seem daunting. But with some research and preparation, it can be an exciting and enjoyable experience. Here are a few things to consider before buying your first home.

Save for a deposit

It typically costs around 5% of the purchase price as a deposit on a house in England or Wales. This means that if you want to buy a home costing £150,000 you will need at least £7,500 saved up for the deposit. The more you save, the lower the amount of interest you will have to pay on your mortgage – so it’s worth saving as much as possible if you can.

Get your finances in order

Once you have saved enough for your deposit, it is worth getting your finances in order to give yourself the best chance of getting your mortgage approved. This includes paying off any debts, such as credit cards or loans, as lenders might not approve your application if they think you will struggle with mortgage repayments. It is also a good idea to check your credit score to see if there are any incorrect information or problems that need correcting before applying for a

If you are a first time home buyer, or haven’t bought a home in over three years, you may be eligible for an FHA mortgage which only requires 3.5% down versus the standard 20% down on conventional financing.

Down Payment Assistance programs exist to help first time home buyers, who may not have enough money saved up, or have lower income and can’t afford the down payment required for a conventional loan. You may qualify for this type of assistance in your area.

You probably won’t be able to buy a million dollar home, but with first time buyer programs available from FHA, VA and USDA as well as local down payment assistance programs and grants, you could possibly buy your first home for as little as 3.5% down out of pocket. If you’re feeling overwhelmed by all of this information, give me a call and I will walk you through all of the options available to you!

The Black Stainless Dishwasher is a great option for those who want to make a new kitchen. They add sophistication, elegance and have a modern look that can be appreciated by everyone. There are many different types of black stainless dishwashers available on the market today and it can be difficult to choose one that will suit your needs best. This article will give you some information about what to look for in a dishwasher before making your final decision.

It is important to know that not all black stainless dishwashers are created equal. There are many different brands and styles of these appliances so you need to do some research before making your purchase. There are two main types of these dishwashers that include the built-in type and the portable type. The built-ins can be more expensive than their portable counterparts but they offer more features such as a larger capacity and better energy efficiency ratings compared to their smaller portable counterparts. A good thing about these types of appliances is that they can fit into any kitchen regardless of its size or shape because they come in so many different sizes and shapes. This means that if you have a small kitchen then you can still get one of these dishwashers without having to worry about them looking out of place in your kitchen!

I was so excited to learn about the new Frigidaire Gallery Black Stainless Steel collection. This collection features finishes that are durable, easy to clean and add a modern touch to any kitchen. Plus, they are fingerprint-resistant, which is a huge bonus!

I’m especially loving the Frigidaire Gallery® Dishwasher in Smudge-Proof® Black Stainless Steel. I can’t get over how amazing it looks in my new kitchen!

The Frigidaire Gallery® Dishwasher in Smudge-Proof® Black Stainless Steel features OrbitClean® Spray Arm, providing you with 4x better water coverage for an excellent clean, every time. It also comes with Effortless™ Dry- so no matter what dishes you load, they will come out dry and ready to put away.

And I can’t forget the even better part: the Frigidaire Gallery® Dishwasher has a SpaceWise® Organization System that allows you to adjust racks and fold tines for customized organization. You can easily fit 14+ place settings, which means less time loading and unloading your dishwasher!

A New Kind of Stainless

In recent years, black stainless has become an increasingly popular option for appliances. Its sleek and modern look adds a touch of sophistication to any kitchen design, making it a great choice for homeowners looking to upgrade their style. What’s more, KitchenAid black stainless appliances use PrintShield™ technology to resist smudges and fingerprints. So you can enjoy the beauty and elegance of this finish without worrying about keeping them clean.

If you’re considering making the switch to KitchenAid black stainless appliances, don’t wait. This limited edition finish is only available for a limited time. Shop now to take advantage of this special offer.

Learn More About Black Stainless

A step up from traditional stainless steel, black stainless offers all the benefits of standard stainless with a unique finish that’s dramatically different from what you’ve come to expect from your kitchen appliances. We offer a variety of options in our black stainless collection, including refrigerators, ranges and dishwashers. In addition to adding a distinctive look to your kitchen, these appliances are also built with high-performance features that make cooking and cleaning faster and easier than ever before.

*KitchenAid® PrintShield™ Finish resists fingerprints and cleans easily with water, so you never have to worry about smud

Black stainless steel has a finish that resists fingerprints, is nearly as durable as traditional stainless steel, and looks different. When shopping for a new dishwasher, it’s important to consider the color of other appliances in the kitchen. If you want your new dishwasher to blend in, then black stainless is a good choice.

If you’re curious about how black stainless steel stacks up against other materials, read our stainless steel vs. slate vs. black stainless dishwasher buying guide.

All of our top-rated dishwashers come in black stainless steel, including the Maytag MDB8959SKZ (available at AppliancesConnection for $979.10). This Maytag model has a third rack for silverware and cooking utensils and comes with a bottle wash feature so you can clean tall items like baby bottles.

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